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Payday Loans Online With Instant Approval - Do They Exist? Are there really payday loans online with instant approval available? Maybe, but chances are there is still some type of approval process that takes place and maybe it is all automated.  Some places may be faster then others, but most people or companies generally won't lend someone money unless they have done some type of checks on them to make sure they will likely be repaid the money they are going to lend to them.  If you think about it would you give someone instant approval for a payday loan the instant they ask for it? Maybe if you know the person or it is a family member, but someone you do not know or someone filling out a form online to get approved for any type of loan will usually need to be approved.  That approval process may be instant or nearly instant depending on the company approving them for the loan and what they have setup as minimum requirements.

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