Nature of The Business
Fastest growing segment of the alternative financial services industry
The standard and bank business models - discussion
CFSA industry Best Practices. Guidelines.

Emerging Industry Trends
Check cashing services and pawnshops are entering the payday loan market - analysis

End-User Demographics - Who is the Payday Advance Customer?
(by age, income, amount of loan, gender, reasons for loan, etc.)
Review of the Georgetown Study - major findings
Review of the IO Data study - major findings
Advance America s customer demographics.

Regulation of the Industry
Review of federal regulation
Review of payday loan terms and interest rates

Industry Size, Growth, Forecasts
Industry sales and number of units for 1999 through 2004 - analysis
Industry sales and number of projected units for 2005 through 2008

Payday Loan Industry Financials & Profit Margins
Review of the Flannery and Samolyk study - major findings.
Discussion of composite industry financials.

Major Competitors
In-Depth Profiles for... (Headquarters location, services, detailed 2002-2004 financials).
Advance America Cash Advance Centers, Inc.
World Acceptance Corporation
QC Holdings, Inc.

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